INSURANCE MANAGEMENT PLATFORM FOR HYBRID FRONTING CARRIERS

Grow and optimize your business with the only cloud-native, data-first insurance management platform designed for hybrid fronting carriers, and their MGA and MGU portfolios

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POWER THE FUTURE OF INSURANCE WITH A PLATFORM FOR HYBRID FRONTING CARRIERS

As market conditions tighten and MGA-led distribution accelerates, hybrid fronting carriers are gaining prominence—offering rated paper, retaining a portion of risk, and partnering with reinsurers and capital providers to scale efficiently in a complex environment.

But retaining risk comes with new demands: transparency, regulatory oversight, data discipline, and operational agility. Hybrid fronting carriers must manage complex capital stacks, comply with international regulations, and serve a growing network of MGAs, TPAs, and reinsurers—all without sacrificing speed or profitability.

Success depends on robust, connected technology and infrastructure — free from legacy constraints, enhanced with third-party tools, and backed by a team that understands the complexity of the hybrid fronting model. This is the foundation to drive multi-channel distribution, data-driven underwriting, and efficient operations — enabling hybrid fronting carriers to modernise at speed and empower their MGA partners to launch, scale, and perform with confidence.

Whether you’re building a new fronting business or modernising an established MGA or broker, Novidea gives you the foundation to operate smarter, move faster, and lead in a rapidly evolving market.

You’re building the future. Novidea is the infrastructure that powers it.

  • Is your legacy tech stack making it harder to stand up new MGAs, binders, or programs at speed?
  • Do you struggle with real-time visibility into performance and risk across your MGA and delegated partners?
  • Are profitability concerns making underwriting discipline more critical than ever?
  • Are you still relying on spreadsheets or manual bordereaux processes to manage delegated authority?
  • Is fragmented data across platforms limiting your ability to report to capital partners, reinsurers, or regulators?
  • Are you struggling to scale globally while maintaining compliance with FCA, PRA, NAIC, and local regulators?
  • Does operational complexity make it hard to coordinate with MGAs, reinsurers, TPAs, and capital providers?
  • Are you limited by a closed ecosystem that slows down integrations with the partners and tools you actually want to use?

Whether you’re building a hybrid fronting carrier from the ground up, or modernizing your existing model, you need a cloud-native insurance management platform built for delegated authority, reinsurance, and global scale. You need Novidea.

DEDICATED HYBRID FRONTING CARRIER EXPERTS

Having the right technology is critical—but having the right partner is essential. Supporting your business requires deep expertise in delegated authority, reinsurance, and capital-backed underwriting. Our team brings experience from across the insurance ecosystem—brokers, MGAs, MGUs, reinsurers, carriers, and insurtech—so you can scale with confidence.
Read about Capital, Complexity and Control: Why Hybrid Fronting is Growing, and What it Takes to Get it Right here

POWERED FOR HYBRID FRONTING CARRIERS

One platform to manage the full insurance lifecycle, from binder setup and bordereaux reporting to reinsurance placement and compliance

MANAGE EVERYTHING FROM ONE PLACE

Consolidate quote, bind, policy issuance, premium processing, claims, reinsurance, and reporting—across all entities and partners

REAL-TIME PERFORMANCE DATA AND DASHBOARDS

Track capacity utilisation, MGA performance, and reinsurer alignment—instantly. Make smarter decisions with full portfolio transparency

DELEGATED AUTHORITY COMPLIANCE TOOLS

A complete view of any account and portfolio of business, makes it easy to make fast, accurate and informed business decisions, enabling better customer service

VISIBILITY ACROSS EVERY PORTFOLIO

Drill down into individual products, binders, or trading partners—so you can track performance, spot bottlenecks, and optimize outcomes

LAUNCH FASTER, GROW STRONGER

Add new lines, MGAs, or reinsurance deals without increasing headcount or disrupting operations—Novidea scales with your ambitions

BUILD YOUR ECOSYSTEM, YOUR WAY

Our API-first infrastructure connects you with the tools and partners you choose—ensuring long-term flexibility and future-proof performance

BUILT FOR GLOBAL SCALE

Support for multi-entity structures, currencies, and compliance frameworks makes Novidea ideal for cross-border operations and capital-aligned growth

BUILT FOR HYBRID FRONTING OPERATIONS

  • End-to-end MGA and binder onboarding
  • Delegated authority management with approval workflows
  • Automated bordereaux generation and ingestion (risk, premium, claims)
  • Reinsurance reporting and capital partner exposure tracking
  • Supports any P&C line, including E&S and complex specialties
  • Binder-level controls with multi-entity, multi-jurisdiction compliance
  • Audit-ready compliance workflows aligned to Lloyd’s and PRA standards
  • Retained vs. ceded risk analysis and automated alerts
  • Insurance accounting with paid-as-paid and full ledger integration
  • Claims intake, triage, and lifecycle workflows
  • Claims intake, triage, and lifecycle workflows
  • API-first framework including
    • Document Management System (DMS) integration
    • E-mail & Outlook plugin
    • Sanction screening and approvals
    • Third-party reinsurer & collateral system integration
    • Data enrichment & AI-enabled submission ingestion